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Finom Aktionscodes & Verified Deals – September 2026

Looking for the latest Finom Gutscheincodes? As of September 2026, our team has manually verified 19 offers for Geschäftskonto, Geschäftskonto für Freiberufler. Browse current Aktionscodes, working discounts, and exclusive deals, while expired offers are regularly removed.

Finom offers 0 coupon codes and 19 deals as of September 2026. Today's top offer: Free Physische Debitkarten with Select Plans. Codes are verified and updated daily.

40%
OFF
Free Physische Debitkarten with Select Plans

Certain Finom business account plans include a physical debit card at no additional cost. Check plan details for eligibility.

Up to
2%
OFF
Up to 2% Cashback on Spending with Business Accounts

Finom business accounts can earn up to 2% cashback on eligible expenditures. This applies to various card transactions.

15%
OFF
Complimentary Basiskonto for New Finom Users

Access a basic Finom business account without any monthly fees. This provides essential financial services for businesses.

35%
OFF
Complimentary Rechnungssoftware Access with Business Plan

Selected business account plans include free access to Finom's invoicing software. This helps manage billing efficiently.

45%
OFF
New Customers Get 2 Months Free on Geschäftskonto UG

UG companies opening a new business account can receive two months free. This introductory offer is for new Finom users.

Expires Oct 06, 2026
Free Trial
Receive 1 Month Free on Geschäftskonto für Einzelunternehmer

Sole proprietors opening a new business account can enjoy the first month free. This applies to new Finom customers.

45%
OFF
Get 2 Months Free on Geschäftskonto für Freiberufler

New users can receive two free months on the Freelancer Business Account subscription. This offer applies to the initial subscription period.

Expires Oct 02, 2026
50%
OFF
Special Gründer-Angebot for New Business Formations

New businesses in the founding phase can access a special offer. This supports startups with their initial financial setup.

Expires Sep 22, 2026
Free Trial
Get 1 Month Free on Geschäftskonto für Freiberufler

Freelancers can secure one free month when subscribing to a Finom business account. This applies to initial sign-ups.

Up to
3%
OFF
Receive Up to 3% Cashback on Virtuelle Debitkarten Payments

Earn up to 3% cashback on eligible card payments made with virtual debit cards. Cashback is applied to your account balance.

Free Trial
Geschäftskonto für GmbH Plans, Get 1 Month Free

Companies registering a new GmbH business account can receive one month free. This applies to new registrations.

20%
OFF
Get 3 Months Free for Unternehmenskonto in Gründung

Businesses in the founding stage can get three months of their account free. This offer helps new ventures manage costs.

Free Trial
Start Your Geschäftskonto für Selbstständige with 1 Month Free

Self-employed individuals signing up for a business account can get the first month free. This introductory offer is for new customers.

30%
OFF
Save on Annual Tariff for Buchhaltung-Integration Services

Customers who opt for an annual subscription for accounting integration receive a discount. This reduces the overall yearly cost.

No-Cost EMI
Black Friday Deal: 3 Months Free on Premium Accounts

During the Black Friday promotional period, get three months free on premium business accounts. This is a limited-time offer.

Free Trial
Free Trial for Ausgabenmanagement Tools for 30 Days

Test Finom's expense management tools for 30 days without any charge. This allows evaluation of the features.

35%
OFF
Earn Bonus Credits with Finom's Neukundenbonus Program

First-time customers are eligible for a welcome bonus when opening an account. This provides a starting credit for new users.

5%
OFF
Cashback Rewards on All Card Payments, Up to 1.5%

Earn up to 1.5% cashback on all eligible card transactions. This reward is automatically credited to your account.

25%
OFF
Seasonal Offer: Reduced Fees for Zinskonto in December

During December, special reduced fees apply to the Zinskonto. This seasonal promotion is available for a limited time.

Expires Sep 11, 2026

Customer Reviews

4.3
Average Rating
3
Total Reviews
Olivia Allen
★★★★★
3 weeks ago

Easy setup, great for freelancing!

I got the Geschäftskonto für Freiberufler and setting it up was super simple! I needed a good solution for my business finances, and Finom delivered. The virtual debit cards were ready to use immediately. I'll definitely be back for more services and told my friends to check them out!

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Matt Rivera
★★★★☆
1 month ago

Good features, solid business account

I opened a Geschäftskonto für Einzelunternehmer with Finom a few weeks ago. The online application was straightforward, took about 15 minutes, and my account was active within 2 days after ID verification. I also ordered a physische Debitkarte, which arrived in 4 business days. The Rechnungssoftware is useful for sending invoices, and I like that it integrates with some of my existing tools. Support responded to my question about SEPA-Überweisungen within a few hours via chat, which was helpful. Overall, it's a solid platform that does what it promises.

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Leah J.
★★★★☆
1 month ago

Consistent service, reliable choice

This is my third time using Finom, I first got the Geschäftskonto for my GmbH a while back, then added Ausgabenmanagement, and now I just started using their Rechnungsstellung for a new project. Each experience has been pretty consistent. The platform is reliable, and I haven't had any major issues. The Apple Pay integration worked flawlessly, just like last time. It's why I keep coming back; they just make business banking less of a headache compared to some other options I've tried.

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Finom Community Discussion

Share tips, ask questions & help fellow shoppers save more

D
Daniel Taylor
1 week ago

Is the 'free' basic account actually free, or are there hidden fees that pop up later?

M Mary T. 1 week ago
For basic stuff, yeah, it's free. Like, transfers and the virtual card. If you want more features or physical cards, that's when you start looking at the paid plans.
6
N Nathan Wright 6 days ago
It's free for what it offers. Just make sure you check the plan details because some things, like extra physical cards or certain integrations, are only on the paid tiers. No surprises for me though.
6
8 Responses (2)
D
David F.
2 weeks ago

I saw something about a cashback program with Finom cards. How does that work, is it automatic or do I need to activate something?

Z Zach R. 2 weeks ago
It's usually automatic on card payments, but the percentage can vary by plan. I think I get 1% on mine. It just shows up in your account.
4
A Ashley Thompson 2 weeks ago
Yeah, it's just given to you. No activation needed, which is nice. Check your plan details for the exact percentage, some plans get more.
1
8 Responses (2)
H
Hannah Scott
1 week ago

I got an invite link from a friend, where do I put that code in when I'm signing up to get the bonus?

B Brittany Lewis 1 week ago
During signup, there should be a field for a referral code or promo code. Just pop it in there before you finalize everything.
1
D Danielle Moore 1 week ago
It usually asks for it pretty early in the registration flow. Make sure you don't miss it, because I don't think you can add it later.
5
4 Responses (2)
J
James Carter
2 weeks ago

I'm looking at Finom and Revolut Business. Any thoughts on which one is generally better for a small e-commerce business?

M Matt H. 2 weeks ago
Depends what you need. Finom is strong on invoicing and accounting integrations if that's a big thing for you. Revolut has better multi-currency stuff if you deal with lots of international payments.
6
S Sandra 2 weeks ago
I used to use Revolut but switched to Finom mainly for the DATEV integration. If you're based in Germany and use DATEV, Finom is way smoother. Otherwise, Revolut might be better for international transfers.
6
4 Responses (2)
R
Robert
3 weeks ago

Hey, thinking about switching my freelance business banking to Finom. How long does it actually take to get the account set up and fully running?

R Rachel Hall 3 weeks ago
Mine was pretty quick, I think I got approved and had access within a day or two after I uploaded all the docs. The virtual card was instant.
0
D Danielle Martin 3 weeks ago
Yeah, it's fast. I remember it being really smooth, like less than a week for everything, including getting the physical card in the mail. Way quicker than my old bank.
3
3 Responses (2)

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